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Break-Even Calculator

Break-even is the number that tells you whether a business idea is arithmetic or wishful thinking. Enter your price, your cost per unit and your fixed monthly costs, and you get the volume where you stop losing money.

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Contribution margin

$30 / unit

60.0% of price

Break-even units

100 / month

Break-even revenue

$5,000 / month

How to read this

Every sale contributes the price minus the variable cost of producing it. That difference is your contribution margin, and it is what pays down fixed costs. Break-even is simply fixed costs divided by contribution margin.

The most common mistake is under-counting fixed costs. Rent and salaries are obvious; software, insurance, accounting, and your own pay are the ones people leave out — and leaving out your own pay is how a business breaks even on paper while you work for free.

Once you have the number, sanity-check it against reality. If break-even means selling 400 units a month and your market realistically supports 80, the problem is the price or the cost structure, not the marketing plan.

Common questions

Should I include my own salary in fixed costs?
Yes, if you intend to be paid. A break-even that assumes you work unpaid is not a break-even, it is a subsidy from you to the business.
What is the difference between fixed and variable costs?
Fixed costs stay the same whether you sell one unit or a thousand — rent, insurance, software. Variable costs are incurred per unit sold — materials, shipping, payment processing.
Does this work for a service business?
Yes. Treat a unit as a billable hour, a project, or a monthly retainer, and use whatever it costs you to deliver one as the variable cost.

Related reading

How to Write a Business Plan in Under an Hour

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